![]() ![]() Limits apply, but an AAA homeowners policy may cover valuables such as collectibles, jewelry, and watches in the event they’re damaged under a covered loss or stolen. Limits of liability will apply and depend on your coverage amount. Your detached structures on your property, such as a garage, swimming pool, tool shed, or fences, will be included in the case of covered losses or qualifying events.ĪAA homeowners insurance policies cover your personal property, including appliances and furniture. Your specific coverage amount will depend on policy limits. ![]() This may include causes such as theft, fire, lightning, wind, hail, and vandalism. This part of your insurance will provide coverage to repair or rebuild the physical structure of your home in the event of a covered loss. Though the specifics of standard coverage may differ depending on location, here’s what you can expect to find. Offerings vary from state to state: As AAA clubs are managed locally, options such as coverage and discounts for homeowners insurance policies may be different based on location.ĪAA Standard Home Insurance Coverage Planĭifferent insurance companies may offer policies under the AAA brand (or partner with it) to provide homeowners insurance.Membership required: Homeowners need to be AAA members before being eligible for an insurance policy.For example, AAA Texas includes most major cities within the state but not Texarkana. Not available nationwide: AAA membership is only available to those who reside in certain areas within a state.Multiple discount opportunities on premiums: Homeowners may be able to earn discounts or credits for being claims-free or of a certain age. ![]()
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